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Richard W. Davis

Richard began his career with Terral Insurance, LLC in 1984 after graduating from Mississippi State University. He later attended the United States Fidelity and Guaranty Insurance School in Baltimore, MD. Richard served as a board member on the board of directors of Independent Insurance Agents of Mississippi for several years and was elected to serve as President in 2005. He still remains on the IIAM board and is very active in his community. Richard has a daughter, Brittany Davis, who is a graduate of Mississippi State University and is now pursuing her career in insurance and a son, Chase Davis, who is enrolled at the University of Alabama.

Scott graduated from the University of Mississippi before starting his career with Terral Insurance, LLC in 1992. In college, Scott was a member of the Ole Miss golf team while he pursued a degree in Business Administration. Scott now manages all personal lines insurance with the company. Scott is married to Cassie Busby Davis and have three children. The oldest who is Sara Scott at 9, Gray who is 7 and Knox who is 4. He is active in local and civic organizations such as the Clarke County Chamber of Commerce and the National Wild Turkey Federation. 

Seth P. Hood is a graduate of Mississippi State University where he received a degree in Finance with a concentration in Insurance and Financial Planning. Seth now manages the Jackson Metro office for Terral Insurance, LLC and handles the Financial Services for the company. Seth is an active golfer, tennis player and duck hunter. He currently resides in the Belhaven area and is a member of Fondren Church. 

Judy Evans has worked for Terral Insurance, LLC for over 46 years. She has served the company primarily as the claims administrator. With Judy’s experience and great personality, she is the perfect person to take care of any claims needs our customers may have. Judy is married to Robert W. Bo Evans.

Seth P. Hood
Risk Management Consultant

Sylvia A. Morgan of Quitman, MS has worked for Terral Insurance, LLC for 10years. Sylvia has since taken on the roles of Personal Lines Auto and Commercial Insurance Customer Service Representative. She has been married to Ronald W. Morgan for 29 years. She is blessed to have a daughter, Gabrielle E. (Morgan) Boone, FNP and a son in law, Randall “Matthew” Boone. Sylvia and her husband are active members in Montrose Baptist Church.

Matthew Kennedy began working for Terral Insurance, LLC over10 years ago and has over 16 years of insurance experience. Matt works in both the Quitman and Meridian office and can service both commercial and personal line insurance needs. He is married to Brandi Kennedy and has two children, Eli and John Carter. When Matt is not coaching his son’s baseball team, you can find him hunting or in church.



Sylvia A. Morgan
Customer Service Representative
Matthew Kennedy
Insurance Producer
Mike Davis
Insurance Producer
Margaret Ann Mathis
Insurance Producer
C. Scott Davis
Judy Evans
Claims Administrator

Michael Davis has been with Terral Insurance, LLC for over 7 years. He is located in the Meridian office and primarily manages personal line insurance accounts. Before making a career change to insurance, Mike obtained over 24 years of management experience in the Burlington Industry. Mike has been a lifelong resident of Clarke County and is an involved member of his community. He has a BS degree in Business Management. 

Margaret Ann Mathis has been with Terral Insurance since 1993. For over 22 years Margaret Ann has served this agency in various capacities. She now focuses on managing the insurance records and writing different lines of insurance. She is happily married to Mark Mathis. 

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